We're right at the beginning of the new year. You should be looking forward to it but you're not. You should be making some major changes that are so lacking in your character, but you're not. You should be taking the all important steps to bring stability and wipe away those debts but you don't. I hear you, it is not because you don't want to change things but you go on to explain that it's because you still don't have the tools to make the wrong in your life right. Last year you tried against all odd, eventhough you didn't have the so called tools or means to succeed, but you tried. You pulled yourself together and decided to change your LIFE! You had so much energy, so much drive. You had a few victories and these steered you on. Until, you came acoss some obtacles, you tried to look for the solution - to make this change happen- but none was within your reach. You knocked on doors until your knuckles turned white and bruised with fustration - mo...